Reduced Documentation for US-salaried NRIs

	Latest salary slip (of the entire month) required for salaried NRI applicants in the US receiving fixed regular salary. The slip must indicate that the salary is a fixed regular salary. In certain cases, applicants may be required to submit additional supporting documents.
	Waiver of bank statements for US applicants who get a good credit score rating from any agency authorized to conduct credit rating*.
	*Conditions Apply

Why Us?

	Facility for Online application for India Home Loans.
	Online tracking of the status of your India Home loan application.
	Enjoy attractive interest rates on a monthly reducing basis.
	Choose from fixed and floating interest rates.
	Enjoy part-prepayment facility for zero fees.
	Get free personal accident insurance to the extent of loan outstanding.
	Enjoy door step service in India till disbursement.

Eligibility criteria for a home loan

Age

	You need to be at least 21 years old
	As a salaried applicant, maximum age limit is 60 years or retirement age (whichever is earlier), at the time of loan maturity.
	As a self-employed applicant, maximum age limit is 65 years or retirement age (whichever is earlier), at the time of loan maturity.

Residential status

	As a salaried applicant, you should have been abroad for a minimum period of 1 year.
	As a self-employed applicant, you should have been abroad for a minimum period of 3 years.

Income

	Salaried			Self employed
Loan tenure	Up to 5 yrs	6-10 yrs	*11-15 yrs	Up to 10 yrs
USD (per annum)	30000	42000	42000	42000

*Tenure between 11-15 years. For self-employed applicants, minimum qualification is Diploma/Graduate with minimum 3 years of employment abroad. For salaried applicants, professional qualification with 1 year of employment abroad.