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Checking Account
ICICI Bank Limited has carefully chosen each of the features indicated below so that you receive maximum benefit and value from your Personal Banking - Checking Account*.
- Your account balance will earn interest.
- Zero balance offer for those with direct salary deposits
- ATM transactions at more than 35,000 Allpoint surcharge-free ATMs, absolutely free
- Convenient Internet Banking access to your account
- Free supply of your first personalized cheque book order
- Zero liability on your Visa Debit/Check Cards.
Let your idle account balances work in your favour
Your account balances in the Checking Account will earn you interest . To ensure that you receive additional value for every cent you earn and save, we have designed your account to be an interest-bearing Checking Account, thereby differentiating ourselves from the vast majority of US banks.
Zero Balance
You can maintain zero balance in your account as long as you have advised your company to deposit your salary directly into the account.
Giving instructions for our Direct Deposit facility for your salary
Advise your company's payroll/administration department to credit your salary directly to your USD Checking Account with ICICI Bank Limited.
Surcharge-free ATMs
For your convenience, we have signed up with the world's largest surcharge-free ATM network - Allpoint. You can enjoy the convenience of using your Visa Debit Card at over 35,000 Allpoint surcharge-free ATMs across the US. In addition to ATMs in the US, cardholders will also have surcharge-free access to over 2,500 Allpoint ATMs in the United Kingdom. You can withdraw cash and check your balances at these ATMs absolutely free.
Remember to look for an Allpoint ATM and don't ever pay surcharge at an ATM network again. Identify an Allpoint ATM by its logo on the machine. Please remember that for transactions made at an ATM other than an Allpoint ATM, a fee may be assessed by the ATM-owning bank or entity at the point of transaction, as well as a $1.00 fee by ICICI Bank Limited. Visit us at www.icicibankusa.com and use the online ATM locator to find the nearest Allpoint ATM.
Convenient Internet Banking access to your account
Access your USD Checking Account at www.icicibankusa.com
Click here to download the account opening form for Personal Banking Checking account
*Terms and conditions apply. Please refer to the Customer Account Agreement for more details.
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