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How we protect you:
At ICICI Bank Limited, New York Branch, we are committed to making your banking with us a wonderful experience. We have adopted several measures to enhance the security of your funds and protection of your account. ICICI Bank Limited, New York Branch's Safe Banking guidelines set out simple steps you can take to ensure that your money and your personal details are safe and secure.
Whether it's about online-banking security or traditional-banking security threats, BE INFORMED. Know how scamsters operate. Know how to keep your password secure and your debit/credit card safe. No one is as familiar with your accounts as you are. That is why monitoring your account activity regularly is one of the best ways to safeguard yourself against fraud:
- Review your account details regularly
- Check your credit report regularly
The following will give you information about security issues, help you make the right decisions and hence avoid costly surprises.
Your account safety is our number one priority, and we're working diligently to protect your information. Here are just a few of the ways that we deliver our Safe Banking commitment:
Security Begins When You Open Your Account
Whenever you open an account, your protection begins immediately. We require proper identification and verification to confirm the identity of all new account applicants. We may also check credit information to verify that warnings have not been placed on credit bureau reports that might indicate fraud or identity take-over.
We take your privacy very seriously and take precautions to maintain it. Policies and procedures have been instituted to protect your personal financial information and to maintain the privacy of personal information relating to your relationship with ICICI Bank.
When you access your account and perform transactions on ICICI BANK Online, we use 128-bit Secure Sockets Layer (SSL) encryption technology-the most widely used method of securing Internet transactions available today. To protect your account, the following technical security controls are implemented:
128-bit Secure Socket Layer (SSL) technology: To access your accounts, you must use a browser that supports 128-bit encryption - among the strongest methods available for commercial use.
Online user ID and password: To access your account, you need to use your Internet Banking user ID and password. Multilayer password authentication is asked for financial transactions.
Firewalls: Servers that run our site are protected by firewall systems that prevent unauthorized access to our network and which are constantly monitored to prevent security breaches.
Timed Logout: To protect your accounts against unauthorized access, our systems are designed to terminate a secure online session automatically if extended inactivity is detected. In addition, after logging into ICICIBankUSA.com, you cannot use the 'Back', 'Forward' and 'Refresh' buttons of your browser. If you click any of these buttons, your secure session will be logged out automatically. This is done to ensure that no unauthorized entry is made into your online account during your absence from your computer system.
Expiry of user ID: Your Internet Banking user ID expires if it is not used for a period of more than one year. However, if you have lost/misplaced your Internet Banking user ID / passwords, it is advisable to inform us at the earliest and we will disable them to prevent their unauthorized usage. Your passwords can also be re-issued upon your request.