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BEST FOR

NRIs looking to renovate their home in India

  • Hassle-free financing

  • Homeowners upgrading interiors

  • Disbursement in NRO account only

  • Funding repairs or maintenance

  • Home improvement loan is available on existing home loan with ICICI bank

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Loan Amount

Interest Rate

Duration

Disclaimer: For representation purpose only. Final values may vary subject to bank's policy.

Things you should know

  • Processing Fee

    A nominal processing fee is applicable and payable during application

    View Fees and Charges

  • Loan Disbursement

    The loan amount is credited only to an ICICI Bank NRO Account

  • Repayment Tenure

    You can choose up to 15 years based on your financial comfort

  • Connect With Us

    Dedicated assistance from ICICI Bank offices in New York ( +1 646 827 8450), California (+1 408 769 4311) and Texas (+1 972 480 6851)

About the Product

Hassle-Free Home Renovation

Get funds quickly for painting, remodeling, or upgrading your interiors with our seamless digital process.

Flexible Loan Tenure

Repay at your convenience with a tenure of up to 15 years, ensuring affordability.

Attractive Interest Rates

Enjoy repo-linked interest rates for your financial ease.

Online Process

Apply, upload documents, and get a sanction letter—all from the comfort of your home abroad.

Fast Disbursement

Funds are credited directly to your ICICI Bank NRO Account for smooth transactions.

FAQs

Can I get the loan in a regular savings account?

No, the amount will be disbursed only to an ICICI Bank NRO Account.

What additional documents do I need?

You must provide an estimate of expenses for home improvement.

Can I get this loan if I already have a home loan?

Yes, you can avail a Home Improvement Loan even if you have an ongoing Home Loan.

Customers from which countries are required to submit overseas credit report?

An overseas credit report (not older than 45 days) must be submitted for NRI/OCI customers belonging to US.

 

 

*T&Cs. ICICI Bank offices in the U.S. does not process, approve and disburse any loans.

Disclaimer

PROCEED